Our products

Inyo Global's solutions are organized into four areas — Payments, Compliance & Fraud, Remittances, and Money Movement. Whether you need online payment processing, in-person terminals, identity verification, ledger infrastructure, or a turnkey cross-border remittance stack, we've got you covered.

Payments

Inyo Gateway

API-first payment orchestration with direct connections to Visa and Mastercard — streamlined domestic and international payments for platforms of all sizes.

The Inyo Gateway is designed for businesses that want to send or receive payments efficiently — domestically or internationally — while retaining control over the user experience and compliance policies.

Ideal for:

• Domestic platforms looking to streamline fund collection and payouts
• Marketplaces, SaaS platforms, and service providers managing supplier or user disbursements
• Licensed fintechs or financial institutions with their own compliance stack

Key Features:

• Handle domestic and cross-border payments using card (AFT/OCT), bank transfers, and ACH
• Leverage our orchestration platform, maximizing anti-fraud controls and different routes for authorization
• Tokenize and store cards securely with PCI-compliant infrastructure
• Trigger 3D Secure (3DS) authentication for enhanced payment security
• Integrate webhooks for payment status updates and reconciliation tools
• Maintain control over KYC, fraud, and compliance processes, if desired

MagicTerminal

The true AFT on a smart POS/terminal — the fastest integration on the market.

MagicTerminal is a card-present payment solution designed for AFT programs: money transfer agent locations, top-up and bill pay points of service, and prepaid card loading. It supports NFC contactless payments from cards, phones, and wearables, as well as manual card entry, and runs on the same platform as the Inyo Gateway — sharing routing intelligence and fraud prevention.

Payment Link

Collect funds securely online — shareable links via SMS, WhatsApp, or email.

Payment Link is a remote payment solution for AFT programs. Customers receive a secure payment link to fund money transfers, top-ups, bill payments, prepaid card loads, or wallet balances. Links are generated via API and results come back to your system in real time via webhook — no app required, customers pay from their phone browser.

Hosted Payment Page

An embeddable, white-label iframe checkout.

The Hosted Payment Page keeps you out of PCI scope: your backend creates a session, your frontend mounts the iframe, and card tokenization, 3D Secure, and ACH are handled inside it.

Better Together

The Payments products are designed to work as a unified AFT platform. Running them together increases authorization rates and revenue by sharing routing intelligence, fraud signals, and transaction data across every payment channel.

Compliance & Fraud

Inyo360 — Identity Verification

Agentic KYC and payment verification — verify a customer's government ID and selfie, and get back a single signed decision.

The Identity Verification API is a standalone identity product. Your customer photographs a passport, driver's license, or identity card and takes a selfie; Inyo extracts and validates the document data, checks it is authentic and unexpired, confirms the selfie is a live person, and matches that person to the document portrait. You receive approved, declined, or in_review by signed webhook or redirect.

It runs as a hosted widget you deliver by link or webview — no camera code on your side — or as a server-to-server call when you already own the capture UI.

Ideal for:

• Platforms that need identity verification without adopting a full remittance or payments stack
• Fintechs and marketplaces onboarding users who must be identity-verified before transacting
• Anyone replacing a third-party KYC vendor with an integrated Inyo product
• Re-verifying an existing user base against documents you already hold

Key Features:

• Hosted, white-labeled capture widget with live framing guidance and localized copy (English, Portuguese, Spanish, and more)
• Document data extraction with machine-readable-zone and barcode validation that self-verifies against OCR errors
• Presentation-attack defense against screen recaptures, prints, and photocopies
• Liveness detection and document-portrait face matching, with thresholds you control
• Optional DMV record verification for US driver's licenses
• Configurable manual-review routing, so borderline cases reach a human instead of a wrong automated answer
• HMAC-signed webhooks and redirects, with notifications when a decision later changes

Inyo Compliance

Agentic compliance — specialized agents across AML, sanctions screening, and transaction monitoring.

API documentation is coming soon. Contact us to learn more.

Remittances

Remittances API

Regulated platform to send money to 170+ countries — API-based, with KYC, compliance, and licensing built in.

The Remittances API builds on our Gateway infrastructure and adds a full regulatory layer — including KYC onboarding, AML screening, and audit-ready transaction controls. It's the ideal solution for platforms looking to offer international transfers or gig payouts without managing complex compliance requirements.

Ideal for:

• Platforms without payment licenses
• Gig and creator economy tools
• Global payroll and disbursement platforms
• Remittance startups or apps looking to launch quickly under a compliant framework

What's Included:

• All features of the Inyo Gateway, plus:
  • Built-in KYC/KYB onboarding flows
  • Real-time AML & sanctions screening
  • Transaction monitoring and fraud detection
  • Regulatory reporting and compliance management
  • Access to Inyo Global's licensing coverage

Money Movement

Global Payouts

Payouts to 170+ countries via local banks, push-to-card, and mobile money.

Global payout capabilities are available today through the Inyo Gateway's Push Transaction API — send funds domestically (ACH) or internationally to cards, bank accounts, PIX, and wallets.

Wallet

A double-entry ledger for multi-wallet money management.

The Wallet API powers B2B use cases like splitting inbound wires across vendor sub-wallets, card-style preauthorization holds with partial capture and refund, and audit-grade fund traceability — every dollar traces back to its originating source. Supports USD, USDC, EUR, and MXN.

Stablecoin On-Ramp / Off-Ramp & Stablecoin Wallets

Fiat ↔ stablecoin (USDC, EURC) conversion with full regulatory coverage, and white-label wallet-as-a-service for fintechs and MTOs.

API documentation is coming soon. Contact us to learn more.

Choosing the Right Product

Let's Get Started

Whether you need modern rails for domestic payments or a fully managed remittance stack, Inyo Global makes it easy to build, scale, and stay compliant.

Explore the docs or contact us to learn more.